What should I pay for a 2021 Volvo XC40?

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What should I pay for a 2021 Volvo XC40?
2021 Volvo XC40 Pricing

The Manufacturer's Suggested Retail Price (MSRP) of a 2021 Volvo XC40 T4 Momentum is $33,700, plus a $995 destination fee, bringing the total to $34,695. The T4 R-Design is priced from $39,945, and the T4 Inscription is $40,445 before options.

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